Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation
Business diagnosis is the procedure by which an external evaluator reviews the functional areas of a firm, assigns each one a score on a common scale and derives from those scores an order of priorities for intervention. In programs for micro, small and medium-sized enterprises (MSMEs), the score is...
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| Formato: | Reference entry |
| Lenguaje: | inglés |
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2026
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| Acceso en línea: | Enlace permanente (DOI o Handle) |
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| _version_ | 1881700535356096512 |
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| author | Yuranis Vargas Atencio Emma Verónica Ramos Farroñán Alexander Fernando Haro Sarango |
| author_browse | Alexander Fernando Haro Sarango Emma Verónica Ramos Farroñán Yuranis Vargas Atencio |
| author_facet | Yuranis Vargas Atencio Emma Verónica Ramos Farroñán Alexander Fernando Haro Sarango |
| author_sort | Yuranis Vargas Atencio |
| collection | Producción científica |
| description | Business diagnosis is the procedure by which an external evaluator reviews the functional areas of a firm, assigns each one a score on a common scale and derives from those scores an order of priorities for intervention. In programs for micro, small and medium-sized enterprises (MSMEs), the score is usually read as managerial capability, which an evaluator with limited time in the firm can reach only through practices, records and the owner’s statements. A diagnostic score may register three objects: enacted performance, what the firm achieves in its operation; internal accreditation, the written record of policies, procedures and plans that the firm keeps; and external accreditation, the verification of the firm’s information, typically its financial statements, by an independent third party. Accreditation denotes here documentary verifiability, the capacity to evidence a state of affairs to a party who does not take part in it, and not the formal attestation of the competence of conformity assessment bodies. Externally verified financial information is associated with cheaper and wider access to bank credit, alongside relationship lending, collateral and soft information. The entry presents these concepts and their implications for the design of diagnostic instruments, illustrated with five reports from one program in the Colombian Caribbean. |
| format | Reference entry |
| id | openalex:W7225659349 |
| institution | UPeU |
| language | English |
| publishDate | 2026 |
| publishDateRange | 2026 |
| publishDateSort | 2026 |
| record_format | dspace |
| spelling | openalex:W7225659349Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External AccreditationYuranis Vargas AtencioEmma Verónica Ramos FarroñánAlexander Fernando Haro Sarangobusiness diagnosismicro, small and medium enterprisesmanagement skillsexternal accreditationfinancial statement verificationbank credit accessrelationship lendingsoft informationcollateralMicrofinance and Financial InclusionBusiness, Education, Mathematics ResearchFinancial Distress and Bankruptcy PredictionBusiness diagnosis is the procedure by which an external evaluator reviews the functional areas of a firm, assigns each one a score on a common scale and derives from those scores an order of priorities for intervention. In programs for micro, small and medium-sized enterprises (MSMEs), the score is usually read as managerial capability, which an evaluator with limited time in the firm can reach only through practices, records and the owner’s statements. A diagnostic score may register three objects: enacted performance, what the firm achieves in its operation; internal accreditation, the written record of policies, procedures and plans that the firm keeps; and external accreditation, the verification of the firm’s information, typically its financial statements, by an independent third party. Accreditation denotes here documentary verifiability, the capacity to evidence a state of affairs to a party who does not take part in it, and not the formal attestation of the competence of conformity assessment bodies. Externally verified financial information is associated with cheaper and wider access to bank credit, alongside relationship lending, collateral and soft information. The entry presents these concepts and their implications for the design of diagnostic instruments, illustrated with five reports from one program in the Colombian Caribbean.Reference entryhttps://doi.org/10.3390/encyclopedia6110249W7225659349enEncyclopedia2673-83922026-11-07 |
| spellingShingle | business diagnosis micro, small and medium enterprises management skills external accreditation financial statement verification bank credit access relationship lending soft information collateral Microfinance and Financial Inclusion Business, Education, Mathematics Research Financial Distress and Bankruptcy Prediction Yuranis Vargas Atencio Emma Verónica Ramos Farroñán Alexander Fernando Haro Sarango Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title | Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title_full | Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title_fullStr | Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title_full_unstemmed | Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title_short | Business Diagnosis of Micro, Small and Medium-Sized Enterprises: Enacted Performance, Internal Accreditation and External Accreditation |
| title_sort | business diagnosis of micro small and medium sized enterprises enacted performance internal accreditation and external accreditation |
| topic | business diagnosis micro, small and medium enterprises management skills external accreditation financial statement verification bank credit access relationship lending soft information collateral Microfinance and Financial Inclusion Business, Education, Mathematics Research Financial Distress and Bankruptcy Prediction |
| topic_facet | business diagnosis micro, small and medium enterprises management skills external accreditation financial statement verification bank credit access relationship lending soft information collateral Microfinance and Financial Inclusion Business, Education, Mathematics Research Financial Distress and Bankruptcy Prediction |
| url | https://doi.org/10.3390/encyclopedia6110249 |
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