Financial Inclusion or Digital Discrimination? Algorithmic Credit Decisions and Gender Inequalities: A Scoping Review

The rapid expansion of financial technologies has repositioned algorithmic credit decision systems as central gatekeepers of economic opportunity, raising a fundamental sociological question: Do these systems broaden financial inclusion or do they reproduce—and potentially amplify—gender inequalitie...

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Autores principales: Alexander Haro-Sarango, Silvia Cachay-Salcedo, Jessica Karina Saavedra-Vasconez, Freddy Jesús Robles-Lirio, José Ismael Campos-Ku
Formato: Artículo
Lenguaje:inglés
Publicado: 2026
Materias:
algorithmic credit scoring
gender inequality
financial inclusion
digital discrimination
algorithmic bias
fintech
access to credit
online lending
algorithmic auditing
gender-disaggregated data
intersectionality
credit scores
predatory lending
algorithmic opacity
microfinance
Sustainable Development Goals
digital financial literacy
blockchain
artificial intelligence
credit regulation
Global South
Ethics and Social Impacts of AI
Microfinance and Financial Inclusion
FinTech, Crowdfunding, Digital Finance
Acceso en línea:Enlace permanente (DOI o Handle)
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