Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia
Worldwide, the Organization for Economic Cooperation and Development (OECD) promotes financial education with the purpose of developing economic knowledge in citizens to use in their lives, understand society and improve the world. With this in mind, this study determines the extent to which the fin...
Guardado en:
| Publicado en: | Revista de Investigación Valor Contable |
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| Autor principal: | |
| Formato: | Artículo de revista |
| Lenguaje: | español |
| Publicado: |
Universidad Peruana Unión
2020
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| Materias: | |
| Acceso en línea: | Ver en el sistema de origen |
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| Sumario: | Worldwide, the Organization for Economic Cooperation and Development (OECD) promotes financial education with the purpose of developing economic knowledge in citizens to use in their lives, understand society and improve the world. With this in mind, this study determines the extent to which the financial knowledge of the collaborators of an organization in Northeast Colombia is related to their financial capabilities, as a key aspect of financial administration. For this, a descriptive and correlational non-experimental quantitative design using a cross-section was established, in which 114 collaborators were included by probabilistic sample, and they were given a survey on financial knowledge and capabilities designed for this research study and validated with a Cronbach's Alpha of 0.876, showing high internal consistency. In addition, socio-demographic and complementary questions were included in the same survey. The results show a significant relationship of 47% (0.476) and value (P <0.000) between the financial knowledge and the financial capabilities of the employees. At the level of complementary results, it was found that women borrow more than men and financial knowledge is the variable with the greatest difficulty for the population. Likewise, financial capacities are manifested in 62% at a medium-high and high level as a strength of the population. Therefore, since the variables are directly and positively related, strategies should be promoted to improve the administration of resources in employees through the construction of a training and financial education scenarios. |
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| ISSN: | 2413-5860 2410-1052 |