Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia
Worldwide, the Organization for Economic Cooperation and Development (OECD) promotes financial education with the purpose of developing economic knowledge in citizens to use in their lives, understand society and improve the world. With this in mind, this study determines the extent to which the fin...
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| Publicado en: | Revista de Investigación Valor Contable |
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| Formato: | Artículo de revista |
| Lenguaje: | español |
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Universidad Peruana Unión
2020
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| _version_ | 1881695147258806272 |
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| author | Saldarriaga Restrepo, César Augusto |
| author_browse | Saldarriaga Restrepo, César Augusto |
| author_facet | Saldarriaga Restrepo, César Augusto |
| author_sort | Saldarriaga Restrepo, César Augusto |
| collection | Revistas |
| container_title | Revista de Investigación Valor Contable |
| description | Worldwide, the Organization for Economic Cooperation and Development (OECD) promotes financial education with the purpose of developing economic knowledge in citizens to use in their lives, understand society and improve the world. With this in mind, this study determines the extent to which the financial knowledge of the collaborators of an organization in Northeast Colombia is related to their financial capabilities, as a key aspect of financial administration. For this, a descriptive and correlational non-experimental quantitative design using a cross-section was established, in which 114 collaborators were included by probabilistic sample, and they were given a survey on financial knowledge and capabilities designed for this research study and validated with a Cronbach's Alpha of 0.876, showing high internal consistency. In addition, socio-demographic and complementary questions were included in the same survey. The results show a significant relationship of 47% (0.476) and value (P <0.000) between the financial knowledge and the financial capabilities of the employees. At the level of complementary results, it was found that women borrow more than men and financial knowledge is the variable with the greatest difficulty for the population. Likewise, financial capacities are manifested in 62% at a medium-high and high level as a strength of the population. Therefore, since the variables are directly and positively related, strategies should be promoted to improve the administration of resources in employees through the construction of a training and financial education scenarios. |
| format | Online |
| id | oai:rivc.upeu.edu.pe:article/1250 |
| institution | UPeU |
| issn | 2413-5860 2410-1052 |
| language | Spanish |
| publishDate | 2020 |
| publishDateRange | 2020 |
| publishDateSort | 2020 |
| publisher | Universidad Peruana Unión |
| publisherStr | Universidad Peruana Unión |
| record_format | ojs |
| revista_str_mv | Revista de Investigación Valor Contable |
| spelling | oai:rivc.upeu.edu.pe:article/12502020-11-30T15:27:56Z Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia Conocimientos financieros y capacidades financieras en colaboradores de una organización del Noreste Colombiano Saldarriaga Restrepo, César Augusto Conocimientos financieros, Capacidades financieras, Educación financiera, Ahorro, Presupuesto Financial knowledge, Financial capabilities, Financial education, Saving, Budget Worldwide, the Organization for Economic Cooperation and Development (OECD) promotes financial education with the purpose of developing economic knowledge in citizens to use in their lives, understand society and improve the world. With this in mind, this study determines the extent to which the financial knowledge of the collaborators of an organization in Northeast Colombia is related to their financial capabilities, as a key aspect of financial administration. For this, a descriptive and correlational non-experimental quantitative design using a cross-section was established, in which 114 collaborators were included by probabilistic sample, and they were given a survey on financial knowledge and capabilities designed for this research study and validated with a Cronbach's Alpha of 0.876, showing high internal consistency. In addition, socio-demographic and complementary questions were included in the same survey. The results show a significant relationship of 47% (0.476) and value (P <0.000) between the financial knowledge and the financial capabilities of the employees. At the level of complementary results, it was found that women borrow more than men and financial knowledge is the variable with the greatest difficulty for the population. Likewise, financial capacities are manifested in 62% at a medium-high and high level as a strength of the population. Therefore, since the variables are directly and positively related, strategies should be promoted to improve the administration of resources in employees through the construction of a training and financial education scenarios. A nivel mundial la Organización para la Cooperación y el Desarrollo Económico (OCDE), promueve la educación financiera con la finalidad de desarrollar conocimientos económicos en los ciudadanos para valerse en la vida, entender la sociedad y mejorar el mundo, de allí que, el estudio determina en qué medida los conocimientos financieros de los colaboradores de una organización del Noreste Colombiano se relacionan con sus capacidades financieras, como aspecto clave de la administración financiera. Para ello, se estableció un diseño cuantitativo descriptivo y correlacional no experimental de corte transversal, en la que se incluyeron por muestra probabilista 114 colaboradores, y se aplicó la encuesta sobre conocimientos y capacidades financieras diseñada para esta investigación y validada con un Alfa de Cronbach de 0.876; mostrando una alta consistencia interna. Además, se realizaron preguntas sociodemográficas y complementarias incluidas en la misma encuesta. Los resultados evidencian una relación significativa del 47% (0.476) y valor (P < 0.000), entre los conocimientos financieros y las capacidades financieras de los colaboradores. A nivel de resultados complementarios se encontró que las mujeres se endeudan más que los hombres y el conocimiento financiero es la variable con mayor dificultad para la población. Asimismo, las capacidades financieras se manifiestan con un 62% en un nivel medio alto y alto como fortaleza de la población. Por tanto, siendo que las variables se relacionan directa y positivamente, se deben potenciar estrategias para mejorar la administración de recursos en los empleados por medio de la construcción de escenarios de formación y educación financiera. Universidad Peruana Unión 2020-03-03 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Artículo revisado por pares application/pdf text/html https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1250 10.17162/rivc.v5i1.1250 Revista de Investigación Valor Contable; Vol. 5 Núm. 1 (2018): Revista Científica Valor Contable; 58 - 73 2413-5860 2410-1052 spa https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1250/1594 https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1250/1723 Derechos de autor 2020 Revista de Investigación Valor Contable |
| spellingShingle | Conocimientos financieros, Capacidades financieras, Educación financiera, Ahorro, Presupuesto Financial knowledge, Financial capabilities, Financial education, Saving, Budget Saldarriaga Restrepo, César Augusto Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title | Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title_alt | Conocimientos financieros y capacidades financieras en colaboradores de una organización del Noreste Colombiano |
| title_full | Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title_fullStr | Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title_full_unstemmed | Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title_short | Financial knowledge and financial capabilities in employees of an organization in Northeast Colombia |
| title_sort | financial knowledge and financial capabilities in employees of an organization in northeast colombia |
| topic | Conocimientos financieros, Capacidades financieras, Educación financiera, Ahorro, Presupuesto Financial knowledge, Financial capabilities, Financial education, Saving, Budget |
| topic_facet | Conocimientos financieros, Capacidades financieras, Educación financiera, Ahorro, Presupuesto Financial knowledge, Financial capabilities, Financial education, Saving, Budget |
| url | https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1250 |
| work_keys_str_mv | AT saldarriagarestrepocesaraugusto financialknowledgeandfinancialcapabilitiesinemployeesofanorganizationinnortheastcolombia AT saldarriagarestrepocesaraugusto conocimientosfinancierosycapacidadesfinancierasencolaboradoresdeunaorganizaciondelnorestecolombiano |