Credit-Delinquency Modelling and the Financial-Cooperative Gap: A Quantitative Review of Determinants, Ensemble Learning and Explainable Artificial Intelligence

Credit delinquency is the central prudential risk of savings and credit cooperatives, yet the methods used to model it have been developed and tested mostly on banks, consumer credit and benchmark datasets. This review uses the broader credit-delinquency literature as a benchmark against which the p...

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Autores principales:	Henry Robert López Núñez, Luis Marcelo Mantilla Falcón, Óscar López, Alexander Fernando Haro-Sarango, Richard Oswaldo Manzano-Fernández
Formato:	Reference entry
Lenguaje:	inglés
Publicado:	2026
Materias:	loan delinquency savings and credit cooperatives financial cooperatives credit risk modeling explainable AI ensemble learning research gaps research collaboration research agenda Financial Distress and Bankruptcy Prediction Banking stability, regulation, efficiency Credit Risk and Financial Regulations
Acceso en línea:	Enlace permanente (DOI o Handle)
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