Over-indebtedness: a theoretical approach in times of pandemic
The objective of this review article is to analyze over-indebtedness as a social fact within the context of the COVID 19 pandemic, based on the review of research carried out. Through the advanced search of information in indexed databases such as Scopus, Web of Science, Emerald and Scielo; 24 artic...
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| Publicado en: | Revista de Investigación Valor Contable |
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| Autores principales: | , , |
| Formato: | Artículo de revista |
| Lenguaje: | español |
| Publicado: |
Universidad Peruana Unión
2022
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| Acceso en línea: | Ver en el sistema de origen |
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| _version_ | 1881695150160216064 |
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| author | Alvarez Chancasanampa, Viviana Alvarez Chancasanampa, Hermelinda Huamán Espejo, Marisol |
| author_browse | Alvarez Chancasanampa, Hermelinda Alvarez Chancasanampa, Viviana Huamán Espejo, Marisol |
| author_facet | Alvarez Chancasanampa, Viviana Alvarez Chancasanampa, Hermelinda Huamán Espejo, Marisol |
| author_sort | Alvarez Chancasanampa, Viviana |
| collection | Revistas |
| container_title | Revista de Investigación Valor Contable |
| description | The objective of this review article is to analyze over-indebtedness as a social fact within the context of the COVID 19 pandemic, based on the review of research carried out. Through the advanced search of information in indexed databases such as Scopus, Web of Science, Emerald and Scielo; 24 articles that address over-indebtedness were analyzed, determining that the construct is not yet defined in a standard. However, although indebtedness allows the consumer to satisfy their needs, consumerism and unexpected situations such as that generated by COVID 19 have led both individuals, families, companies and the State to over-indebtedness; Hence, studies show that over-indebtedness is a global problem and the State must generate policies that protect the consumer so as not to reach a state of over-indebtedness. |
| format | Online |
| id | oai:rivc.upeu.edu.pe:article/1785 |
| institution | UPeU |
| issn | 2413-5860 2410-1052 |
| language | Spanish |
| publishDate | 2022 |
| publishDateRange | 2022 |
| publishDateSort | 2022 |
| publisher | Universidad Peruana Unión |
| publisherStr | Universidad Peruana Unión |
| record_format | ojs |
| revista_str_mv | Revista de Investigación Valor Contable |
| spelling | oai:rivc.upeu.edu.pe:article/17852022-09-19T18:31:36Z Over-indebtedness: a theoretical approach in times of pandemic Sobreendeudamiento: un abordaje teórico en tiempos de pandemia Alvarez Chancasanampa, Viviana Alvarez Chancasanampa, Hermelinda Huamán Espejo, Marisol Sobreendeudamiento financiero riesgo consumidor préstamos Over-indebtedness financial risk consumer loans The objective of this review article is to analyze over-indebtedness as a social fact within the context of the COVID 19 pandemic, based on the review of research carried out. Through the advanced search of information in indexed databases such as Scopus, Web of Science, Emerald and Scielo; 24 articles that address over-indebtedness were analyzed, determining that the construct is not yet defined in a standard. However, although indebtedness allows the consumer to satisfy their needs, consumerism and unexpected situations such as that generated by COVID 19 have led both individuals, families, companies and the State to over-indebtedness; Hence, studies show that over-indebtedness is a global problem and the State must generate policies that protect the consumer so as not to reach a state of over-indebtedness. El objetivo de este artículo de revisión es analizar el sobreendeudamiento como un hecho social dentro del contexto de la pandemia del COVID 19, a partir de la revisión de investigaciones realizadas. Mediante la búsqueda avanzada de información en bases de datos indexadas como Scopus, Web of Science, Emerald y Scielo; se analizaron 24 artículos que abordan el sobreendeudamiento, determinándose que el constructo aún no se encuentra definido en una norma. Sin embargo, si bien el endeudamiento permite al consumidor satisfacer sus necesidades, el consumismo y las situaciones inesperadas como el generado por el COVID 19 han conllevado tanto a individuos, familias, empresa y Estado al sobreendeudamiento; de allí que los estudios muestran que el sobreendeudamiento es un problema global y el Estado debe generar políticas que protejan al consumidor para no llegar a un estado de sobreendeudamiento. Universidad Peruana Unión 2022-09-19 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Artículo revisado por pares application/pdf text/html https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1785 10.17162/rivc.v9i1.1785 Revista de Investigación Valor Contable; Vol. 9 Núm. 1 (2022): Revista Científica Valor Contable; 84 - 93 2413-5860 2410-1052 10.17162/rivc.v9i1 spa https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1785/1994 https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1785/1995 Derechos de autor 2022 Revista de Investigación Valor Contable |
| spellingShingle | Sobreendeudamiento financiero riesgo consumidor préstamos Over-indebtedness financial risk consumer loans Alvarez Chancasanampa, Viviana Alvarez Chancasanampa, Hermelinda Huamán Espejo, Marisol Over-indebtedness: a theoretical approach in times of pandemic |
| title | Over-indebtedness: a theoretical approach in times of pandemic |
| title_alt | Sobreendeudamiento: un abordaje teórico en tiempos de pandemia |
| title_full | Over-indebtedness: a theoretical approach in times of pandemic |
| title_fullStr | Over-indebtedness: a theoretical approach in times of pandemic |
| title_full_unstemmed | Over-indebtedness: a theoretical approach in times of pandemic |
| title_short | Over-indebtedness: a theoretical approach in times of pandemic |
| title_sort | over indebtedness a theoretical approach in times of pandemic |
| topic | Sobreendeudamiento financiero riesgo consumidor préstamos Over-indebtedness financial risk consumer loans |
| topic_facet | Sobreendeudamiento financiero riesgo consumidor préstamos Over-indebtedness financial risk consumer loans |
| url | https://rivc.upeu.edu.pe/index.php/ri_vc/article/view/1785 |
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