Determinants of financial inclusion in households in Peru
The issue of financial inclusion considers access to and use of quality financial services by household members and different types of companies around the world, allowing us to reach the opportunities that the globalized world offers us. The objective of this research was to identify the socioecono...
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Frontiers Media SA
2024
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| author | Quispe Mamani, Julio Cesar Pinto, Santotomas Licimaco Aguilar Calcina-Álvarez, Dominga Asunción Quispe-Layme, Marleny Gutierrez Toledo, Guino Percy Condori Condori, Gina Tamara Vargas-Espinoza, Luis Quispe Layme, Wilian Marca-Maquera, Hugo Rubén Rosado-Chavez, Charles Arturo |
| author_browse | Calcina-Álvarez, Dominga Asunción Condori Condori, Gina Tamara Gutierrez Toledo, Guino Percy Marca-Maquera, Hugo Rubén Pinto, Santotomas Licimaco Aguilar Quispe Layme, Wilian Quispe Mamani, Julio Cesar Quispe-Layme, Marleny Rosado-Chavez, Charles Arturo Vargas-Espinoza, Luis |
| author_facet | Quispe Mamani, Julio Cesar Pinto, Santotomas Licimaco Aguilar Calcina-Álvarez, Dominga Asunción Quispe-Layme, Marleny Gutierrez Toledo, Guino Percy Condori Condori, Gina Tamara Vargas-Espinoza, Luis Quispe Layme, Wilian Marca-Maquera, Hugo Rubén Rosado-Chavez, Charles Arturo |
| author_sort | Quispe Mamani, Julio Cesar |
| collection | Producción científica |
| description | The issue of financial inclusion considers access to and use of quality financial services by household members and different types of companies around the world, allowing us to reach the opportunities that the globalized world offers us. The objective of this research was to identify the socioeconomic factors that determined the inclusion of households in the financial system in Peru in the period of 2021. A quantitative approach was considered, which was non-experimental with a descriptive and correlational design and in which 81,441 pieces of data were obtained from the National Household Survey (ENAHO) of the National Institute of Statistics and Informatics, applying a logit binomial regression. It was determined that 47.02% of households were included in the financial system; 61.93% of those surveyed had their residence in the urban area; on average, respondents had incomplete secondary education; the age of the respondents on average was from 25 to 44 years; the average economic income of the household was less than $251 per month; 72.18% were represented by men as heads of the household and the rest by women; most of the respondents had a cohabiting marital status; the social conditions showed that 23.82% were in the group of being poor; and the majority of households did not have a property title. The determinants of financial inclusion in Peruvian households for 2021 were the area of residence, educational level, age of the respondent, economic income, gender of the respondent, marital status, social status, and property title. |
| format | Article |
| id | oai:cris.upeu.edu.pe:20.500.15037/2956 |
| institution | UPeU |
| language | English |
| publishDate | 2024 |
| publishDateRange | 2024 |
| publishDateSort | 2024 |
| publisher | Frontiers Media SA |
| publisherStr | Frontiers Media SA |
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| spelling | oai:cris.upeu.edu.pe:20.500.15037/29562026-10-30T16:19:20ZDeterminants of financial inclusion in households in PeruQuispe Mamani, Julio CesarPinto, Santotomas Licimaco AguilarCalcina-Álvarez, Dominga AsunciónQuispe-Layme, MarlenyGutierrez Toledo, Guino PercyCondori Condori, Gina TamaraVargas-Espinoza, LuisQuispe Layme, WilianMarca-Maquera, Hugo RubénRosado-Chavez, Charles ArturoinclusionHouseholdEducationEconomic IncomeFinancial SystemThe issue of financial inclusion considers access to and use of quality financial services by household members and different types of companies around the world, allowing us to reach the opportunities that the globalized world offers us. The objective of this research was to identify the socioeconomic factors that determined the inclusion of households in the financial system in Peru in the period of 2021. A quantitative approach was considered, which was non-experimental with a descriptive and correlational design and in which 81,441 pieces of data were obtained from the National Household Survey (ENAHO) of the National Institute of Statistics and Informatics, applying a logit binomial regression. It was determined that 47.02% of households were included in the financial system; 61.93% of those surveyed had their residence in the urban area; on average, respondents had incomplete secondary education; the age of the respondents on average was from 25 to 44 years; the average economic income of the household was less than $251 per month; 72.18% were represented by men as heads of the household and the rest by women; most of the respondents had a cohabiting marital status; the social conditions showed that 23.82% were in the group of being poor; and the majority of households did not have a property title. The determinants of financial inclusion in Peruvian households for 2021 were the area of residence, educational level, age of the respondent, economic income, gender of the respondent, marital status, social status, and property title.Article10.3389/fsoc.2024.11966512-s2.0-85186453432https://hdl.handle.net/20.500.15037/2956enFrontiers in SociologyFrontiers in Sociology2297-7775Frontiers Media SA2024-02-162026-06-27T02:34:58Z2026-06-27T02:34:58Z |
| spellingShingle | inclusion Household Education Economic Income Financial System Quispe Mamani, Julio Cesar Pinto, Santotomas Licimaco Aguilar Calcina-Álvarez, Dominga Asunción Quispe-Layme, Marleny Gutierrez Toledo, Guino Percy Condori Condori, Gina Tamara Vargas-Espinoza, Luis Quispe Layme, Wilian Marca-Maquera, Hugo Rubén Rosado-Chavez, Charles Arturo Determinants of financial inclusion in households in Peru |
| title | Determinants of financial inclusion in households in Peru |
| title_full | Determinants of financial inclusion in households in Peru |
| title_fullStr | Determinants of financial inclusion in households in Peru |
| title_full_unstemmed | Determinants of financial inclusion in households in Peru |
| title_short | Determinants of financial inclusion in households in Peru |
| title_sort | determinants of financial inclusion in households in peru |
| topic | inclusion Household Education Economic Income Financial System |
| topic_facet | inclusion Household Education Economic Income Financial System |
| url | https://hdl.handle.net/20.500.15037/2956 |
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