Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictiv...

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Autores principales: Estela-Delgado, Bertha, Montenegro, Gilmer, Paan, Jimmy, Morales Garcia, Wilter Charming, Castillo-Blanco, Ronald, Sairitupa Sanchez, Liset Zenaida, Saintila, Jacksaint
Formato: Artículo
Lenguaje:inglés
Publicado: 2023
Materias:
threats
Financial
Mediation
Personal Well-being
Peruvian Adult
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author Estela-Delgado, Bertha
Montenegro, Gilmer
Paan, Jimmy
Morales Garcia, Wilter Charming
Castillo-Blanco, Ronald
Sairitupa Sanchez, Liset Zenaida
Saintila, Jacksaint
author_browse Castillo-Blanco, Ronald
Estela-Delgado, Bertha
Montenegro, Gilmer
Morales Garcia, Wilter Charming
Paan, Jimmy
Saintila, Jacksaint
Sairitupa Sanchez, Liset Zenaida
author_facet Estela-Delgado, Bertha
Montenegro, Gilmer
Paan, Jimmy
Morales Garcia, Wilter Charming
Castillo-Blanco, Ronald
Sairitupa Sanchez, Liset Zenaida
Saintila, Jacksaint
author_sort Estela-Delgado, Bertha
collection Producción científica
description Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19–62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2 (168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.
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spelling oai:cris.upeu.edu.pe:20.500.15037/15182026-10-30T16:49:00ZPersonal well-being and financial threats in Peruvian adults: The mediating role of financial well-beingEstela-Delgado, BerthaMontenegro, GilmerPaan, JimmyMorales Garcia, Wilter CharmingCastillo-Blanco, RonaldSairitupa Sanchez, Liset ZenaidaSaintila, JacksaintthreatsFinancialMediationPersonal Well-beingPeruvian AdultCrises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19–62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2 (168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.Articlehttps://pubmed.ncbi.nlm.nih.gov/36778161https://www.frontiersin.org/articles/10.3389/fpsyg.2022.1084731/pdfhttps://doi.org/10.3389/fpsyg.2022.1084731PMC991284210.3389/fpsyg.2022.1084731https://hdl.handle.net/20.500.15037/151836778161W4318310541enFrontiers in Psychology1664-10782023-01-272026-06-13T13:21:44Z2026-06-13T13:21:44Z
spellingShingle threats
Financial
Mediation
Personal Well-being
Peruvian Adult
Estela-Delgado, Bertha
Montenegro, Gilmer
Paan, Jimmy
Morales Garcia, Wilter Charming
Castillo-Blanco, Ronald
Sairitupa Sanchez, Liset Zenaida
Saintila, Jacksaint
Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title_full Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title_fullStr Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title_full_unstemmed Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title_short Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being
title_sort personal well being and financial threats in peruvian adults the mediating role of financial well being
topic threats
Financial
Mediation
Personal Well-being
Peruvian Adult
topic_facet threats
Financial
Mediation
Personal Well-being
Peruvian Adult
url https://pubmed.ncbi.nlm.nih.gov/36778161
https://www.frontiersin.org/articles/10.3389/fpsyg.2022.1084731/pdf
https://doi.org/10.3389/fpsyg.2022.1084731
https://hdl.handle.net/20.500.15037/1518
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